First Steps in the Process:

1.   Obtaining a pre-approval can give you an idea of how much home you can afford, making the home search easier.  Many sellers want to ensure that an interested customer actually has the financial means to buy a home, and a pre-approval may make the difference between getting the house of your dreams, or losing it to a buyer with a pre-approval in hand.

2.  A mortgage company will do an extensive background check, and that it is in your best interest to disclose all financial history with the company, as it can make for a smoother process if they know of any credit problems upfront.

3.  I will help you choose a mortgage company and program that's right for them.  There are many tools available to help you learn more about financing a home.  Please visit https://www.wfhm.com/wfhm/rebecca-lollie/index.page.  This site contains helpful tools, including a mortgage calculator, as well as a complete library of financing information.